Annotated Bibliography in Risk and Knowledge Management in the Banking Sector

Akram, K., & Hilman, H. (2018). Effect of knowledge management activities and dynamic capabilities on employee performance in the banking sector: empirical evidence from Pakistan. Studies in Business and Economics, 13(2), 41-60.
Using a case analysis of Pakistan’s banking sector, Akram and Hilman seek to confirm the hypothesis that knowledge management has significant effects on employee performance. Knowledge management activities examined include creation, acquisition, assembling, and application. The growth and sustained development of knowledge-based economies have aided the consensus that knowledge a key competitive advantage. At the workplace, this resource is associated with enhanced employee performance. The authors contend that knowledge-sharing as a tool of knowledge management is crucial to enhancing employee problem-solving and learning. To illustrate their argument, the authors’ introduced a conceptual model whose primary variable was knowledge management. They further use regression analysis to evaluate the relationship between knowledge management activities and employee performance. This paper is critical in identifying the importance of knowledge management in the banking sector and how it can be harnessed to improve employee productivity and competitiveness.

Kanchu, T., & Kumar, M. M. (2013). Risk management in the banking sector–An empirical study. International Journal of Marketing, Financial Services & Management Research, 2(2), 145-153.
This paper provides an empirical analysis of the major risks that the banking industry faces, as well as the process of risk management. The authors contend that the banking industry is inherently at risk because it plays a delicate mediative role between owners of capital and those who want it. Kanchu and Kumar’s objective is to identify risks faced by banks and to propose mechanisms that manage these risks. The authors also examine the various techniques that have been implemented by the banking sector to mitigate risks. They divide risks faced by the banking sector broadly as financial risks and non-financial risks. This paper is important in providing vital details about the types of risks faced by banks and critically analyzing the process of risk management.

Pakhchanyan, S. (2016). Operational risk management in financial institutions: A literature review. International Journal of Financial Studies, 4(4), 20.
This article provides a literature review on the role of the Basel II Accord in fomenting operational risks to the banking industry. Pakhchanyan notes that complex risk management systems do not necessarily mean a financial institution will be free from risk. This assertion is epitomized by the fraudulent actions of Barclays in 2006, the Banking Group, Societe Generale, and Bernard. L. Madoff investment securities. Essentially, this treatise broadens discussions on operational loss databases, operational risk indicators, and operational risk disclosure in qualitative and quantitative forms. This source is important as it examines the concept of risk management from a different perspective by showing how risk management tools are not necessarily infallible. It also provides a good analysis of risk indicators in the banking industry and some of the main control factors that can be applied.

Uğurlu, Ö. Y. & Kızıldağ, D. (2013). A comparative analysis of knowledge management in the banking sector: An empirical research. European Journal of Business and Management, 5(16), 12-19.
This article canvasses the essential components of knowledge management in the banking industry. It also distinguishes knowledge management mechanisms in private and state banks. Specifically, Uğurlu and Kızıldağ state that knowledge management comprises leadership, culture, measurement of knowledge management and information technologies. They further highlight how the measurement of knowledge management is greatly underdeveloped when considering the parts that constitute knowledge management. In their quantitative analysis, the authors use multiple regression to determine variables that affect the process of knowledge management. This qualitative inquiry’s independent variables include information technologies, leadership in the knowledge management, knowledge management culture, and the measurement of knowledge management while the dependent variable is knowledge management. This paper concludes that establishing a robust organizational and leadership culture and a sophisticated technological framework can lead to a good knowledge management process. This paper will be implemental in identifying the components of knowledge management and how it can be made more efficient.

Yaylali, p., & Safakli, o. V (2015). Risk Management in the Banking Sector: Case of TRNC. International Journal of Academic Research in Economics and Management Sciences, 4(2), 20-33.
This article examines the notion of risk management as it relates to banking and its different developmental stages. The authors argue that the inception of the Basel II Accord brought significant developments in the banking sector associated with increased competition, financial liberalization, expansion of credit markets, and innovation of new financial instruments. These changes complicated how credit risks are managed, making it difficult to identify and quantify them. The authors argue that the first step to mitigating risks is to index major risks exposures, measure them, and consequently develop effective control mechanisms. This paper is resourceful as it offers an in-depth analysis of the concept of risk. It also provides the reader with practical solutions to risk management. Notably, the authors introduce the concept of capital adequacy as it relates to risk management and how it affects investment decisions.
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